Meet the Team
CEO, Insurance & Financial Services
Brad is considered a leading authority on employee benefit consulting in the post Affordable Care Act era. After attending Louisiana State University majoring in business management, Brad began his professional career in 1991 as a Sales Representative with Colonial Life & Accident. During his time at Colonial, Brad was promoted to Marketing Director over the Baton Rouge region where he excelled for 8 years winning numerous awards for sales achievement. After leaving Colonial, Brad joined American Fidelity Assurance Company as the State Manager over their Association Group Division. His accomplishments at American Fidelity were extensive. He was recognized as a sales leader and was the recipient of many prestigious awards. In 2000, Brad purchased Insurance & Financial Services, Inc., an independent insurance, risk management and employee benefit consulting firm. Since that purchase, the agency has quadrupled in size and has expanded its services across multiple practice lines. In his personal time Brad serves as chairman of the board for Westside Backs the Badge a non-profit foundation he started to assist first responders injured or killed in the line of duty. Brad is also an elected member of the Republican State Central Committee of Louisiana. Brad is married to Jill Daigle and together they have two children Lyndsey and Evan.
President, Insurance & Financial Services
Derek has operated as an independent agent in the health insurance business for the past 14 years. Prior to the first ACA enrollment, he consistently ranked as a top producer among his peers. Since the first ACA enrollment in 2013, Derek has made it his mission to help clients simplify and understand the enrollment process, and as a result, he has been the top producer in every market where he has competed including Louisiana, Mississippi, and Georgia. Derek serves on the board of Centene (Ambetter), Louisiana Family Forum, American Judicial Alliance, Livingston Parish Executive Committee, Baton Rouge Association of Health Underwriters, and the Republican State Central Committee. This past year, he also served as a representative for Louisiana at the Republican National Convention. Derek has been happily married to Heather Babcock for 21 years with 4 children.
Sean M. Prados, FACHE
Sean is the founder and principal of Prados & Associates, a State and Federal Governmental Affairs and Business Consulting Firm based in Baton Rouge, LA. Previously, he served as as Vice President and then Executive Vice President & COO at the Louisiana Hospital Association from 1999-2015 where he was responsible for internal operations, strategic health policy planning, coordinating political action activities and represented the hospital industry before state and federal governmental officials, lawmakers and regulatory bodies. He most recently joined the IFS team as a strategic partner. Sean also spent several years as an independent lobbyist where he developed expertise in healthcare, insurance, managed care, workers' compensation, transportation, and agriculture. He also served in the United States Marine Corps Forces Reserve for 8 years. He is a graduate of Nicholls State University where he received a Bachelor of Arts in Government and also a graduate of Louisiana State University where he was awarded a Master of Public Administration with a concentration in healthcare administration. Sean is also board certified in healthcare management and is a Fellow in the American College of Healthcare Executives.
Brandi Hatchell, CISR
Chief Operations Officer, Insurance & Financial Services, Inc.
Brandi began her insurance career in 1996 working for an independent insurance agency specializing in Personal Lines Insurance. In 2000 she transferred from an independent insurance agency to State Farm Insurance where she excelled as one of the top Life sales agents until 2008 when she made her way back to the independent insurance arena. In 2013 she began working as a managing agent over one of the first ACA Enrollment centers and remains highly involved in ACA Enrollment centers nationwide. As IFS, Inc.’s Chief Operations Office, Brandi oversees operations for all branches & agency locations while remaining active in all aspects of insurance. Brandi is married to Darrell Hatchell, they have 3 children and 3 granddaughters.
Brian J. Cohen
Vice President, Insurance & Financial Services, Inc.
Brian was born in New Orleans, Louisiana and has lived most of his life in New Orleans. He graduated from Ridgewood Prep High School and later graduated from the University of New Orleans in 1989.
Brian started in the insurance industry in 1992, and began his career with an agency that was endorsed by the Louisiana Restaurant Association. His job there was to provide their members with Property, Casualty and Workers Compensation insurance as well as to help promote the association to other potential members.
Besides having vast array of expertise in the Hospitality Industry, Brian also has a huge amount of knowledge in Real Estate, Environmental and the Transportation Industry. He writes the largest Taxi Cab account in Louisiana, and he also writes a large amount of Limousines.
His goal is to build lasting relationships with his customers, by being honest and professional, and to always provide the very best service at the very best price.
Brian has been married for 17 years and has a daughter and a son, and currently resides in Metairie, Louisiana. When not working, Brian enjoys spending time with his family, camping, and fishing and is a diehard Saints Fan!
Gaetano "Guy" Ruggiero Jr.
Vice president - Insurance & Financial Services
Guy, a native from Donaldsonville, Louisiana, attended Ascension Catholic High. Afterwards, Guy went on to attend Nicholls State University where he was a member of the Phi Kappa Theta fraternity. After receiving his Bachelor's degree in education, Guy launched his career in 1978 when he accepted a position as a field underwriter with the New York Life. In 1982, Guy started and served as President of Ruggiero and Associates, Inc., a general insurance agency that specializes in life, health, auto, commercial, and personal insurance serving the River Parishes. In 2016 Ruggiero & Associates merged with Insurance & Financial Services in which he now serves as a Vice President. In addition, Guy serves as a Director of the Professional Insurance Agents Association of Louisiana known as PIA, President of Louisiana Independent Business Association, a Self-Insured Workers Compensation Association in Louisiana.
By utilizing his extensive experience and knowledge of the insurance industry, and having many insurance companies, he can shop around for the best price for you. Guy and his staff are always available to help with all your insurance questions and concerns. His core values include honesty and integrity when dealing with all his customers. He takes pride in representing you as his client and meetings your needs, not just looking out for the insurance companies.
He is happily married to Sabrina Fourroux Ruggiero for 38 years. Together they have two beautiful daughters and a son, Kallie Ruggiero, Amanda Voorhies and Dr. Gaetano "Trey" Ruggiero III and 6 beautiful grandchildren.
Benefits Consultant, Allied Benefit Solutions, LLC
Kobi currently specialize in individual and group health benefits at IFS, Inc. She holds a bachelor’s degree in Business Admin from Southeastern Louisiana University. Kobi has always been drawn to the health and wellness industries. Since 2014 Kobi has consecutively ranked as a top sales agent for ACA Open enrollment selling individual health plans through Healthcare Reform. When you combine her love for finance and numbers, she finds herself truly happy in a place where she can help people find the perfect balance of benefits while also trying to save them money. Kobi’s hobbies include traveling, painting, and hiking outdoors with my dogs.
Personal Lines Manager, Insurance & Financial Services, Inc.
Brigette operates as a Personal & Commercial Lines Producer and Customer Service Representative for Insurance & Financial Services, Inc. She has been in the insurance industry for 31 years and with IFS, Inc for 6 years. She is a supporter of the Lupus Foundation of America and United Blood Services. Brigette is married to James “Rocky” and together they have one son, Cameron.
Sabrina Fourroux Ruggiero
Account Executive, Insurance & Financial Services
Sabrina has been in the insurance industry since 1984. Prior to joining Insurance & Financial Services, Sabrina along with her husband. Guy, co-owned and operated Ruggiero & Associates, Inc., a general insurance agency that specializes in life, health, auto, commercial and personal insurance serving the River Parishes for over 33 years. By utilizing her extensive experience and knowledge of the insurance industry, she is better equipped to service all your insurance needs personal & commercial.
The goal for her clients is to build long lasting relationships. She wants to be your agent for life and for the generations to come. By having many insurance companies, she can shop around for the best price for you. Sabrina and her staff are always available to help with all your insurance questions and concerns. Her core values include honesty and integrity when dealing with alt customers. She takes pride in representing you as her customer and meetings your needs.
Sabrina is happily married to Guy Ruggiero for 38 years. They have three children, Kallie Ruggiero. Amanda Voohries and Dr. Gaetano “Trey” Ruggiero IJI. and together they have blessed Sabrina and Guy with 6 beautiful grandchildren.
Cindy has been in the insurance industry for 30 years as a creative critical thinker committed to customer service and education. Her primary goal is to provide clients with accessible expertise and an honest, thoughtful, problem-solving approach to insurance and risk management. Cindy manages our book of renewals and spearheads our auto, lessor's risk and homeowner department. She is married to her husband Ronnie and have two sons and now resides in Port Allen Louisiana.
Account Executive, Insurance & Financial Services, Inc
Sylvia was born and raised in The Rio Grande Valley. She graduated with an Economics/ Business degree from Texas A&M University in 2007. She moved to New Orleans shortly thereafter and fell in love with the city. She is currently a proud Mid-City Resident.
Sylvia became a licensed insurance agent and received her Accredited Advisor in Insurance Designation in 2009. She specializes in all commercial insurance-property, casualty, auto and workers comp.
When not at work Sylvia enjoys gardening, spinning classes and being home with her husband and two dogs. They are excited to welcome their first child this March.
Client Service Coordinator, Insurance & Financial Services, Inc.
Mary handle IFS’s customers’ needs and special requests. Mary has been in customer relations positions over 10 years. Currently, she handles the majority of customer service for our health insurance department. Since Affordable Healthcare Reform, Mary have become the Marketplace mission specialist. Mary’s goal is to make sure that she does everything possible to ensure her clients a smooth and hassle-free enrollment. In addition, Mary also handle account updates, policy changes, and cancellations. Mary is married and have 2 daughters, ages 6 & 9. They give her plenty to do on her days off. Her family especially enjoys cooking and going to the park.
Agency Project Specialist, Allied Benefit Solutions, LLC
Roxanne has over 20 years of experience in Group and Individual health benefits for ALPHA Corporation and Blue Cross Blue Shield of Louisiana, both as Manager and Service Specialist. She has both instructed and achieved LOMA and HIAA certifications in the industry. After 20+ years, she transitioned into the agency, providing both sales and service. Roxie has been married to her husband, David, for 30+ years and is an avid computer gamer, camping and motorcycle enthusiast.