Here at Insurance & Financial Services Inc. in Baton Rouge, LA, we’ll be here to support you through the auto insurance claim process. The initial minutes after an auto accident occurs can be emotional and confusing. It’s important to have a plan for what to do long before an accident happens.
First and foremost, you want to make sure that you, your passengers, and the people in the vehicle(s) involved in the crash are ok. If someone needs medical attention, call 911 immediately. If you are capable and comfortable, perform basic first aid until first responders arrive on the scene. If the accident occurred on a highway, move the vehicles to the shoulder of the road, if possible.
While talking with the other driver, be polite and courteous, but be careful not to say anything that could be interpreted as you admitting fault (unfortunately, phrases such as, “I’m sorry,” or, “I didn’t even see you,” can be used against you down the line). Exchange insurance information with the other driver, either by writing the information down or taking a picture of their card with your phone. You’ll also want to take pictures of any visible damage to the vehicles.
Next, call the police. In Louisiana, it is not legally required to call the police for auto accidents in which property damage is less than $500. However, a police report can be helpful down the line.
Lastly, call your insurance agent at Insurance & Financial Services Inc in Baton Rouge, LA. We’ll walk you through the steps to getting the financial compensation you deserve so that you can be back on the road in no time.