At Insurance and Financial Services Inc. in Baton Rouge, LA, we know that the more information you have about insurance options and coverage, the more informed decisions you can make to protect your family and belongings. We’ve compiled and answered the most common questions we receive about renters insurance, so you have quick, easy access to the information you need. 

What does renters insurance cover?

Most policies cover personal property, liability protection, and additional living expenses if your rental becomes uninhabitable. It can also provide coverage for theft outside your home and liability claims against you.

Do I need renters insurance?

While renters insurance typically isn’t required by state or local law, it can help protect you from losing the personal belongings you’ve invested in after a fire, flood, natural disaster, or break-in. Having renters insurance is an essential component of your overall financial strategy. 

How much coverage do I need?

The amount of coverage you need depends on the value of your personal property. Our team can provide you with tools for logging and calculating the value of your personal property and help you determine how much coverage is adequate for you and your family. 

How do I file a claim?

When you take out renters insurance, you’ll receive all the necessary information to file a claim. The most important thing to remember is to contact your agent if you experience an event that results in loss of personal property. We can help you take the proper steps in the immediate aftermath and get your claim moving along as soon as possible. 

To learn more about renters insurance or get a customized quote, visit us at Insurance & Financial Services Inc. in Baton Rouge, LA, today!