Flash flooding is the most hazardous natural disaster in the United States. Floods can damage infrastructure, cause power outages, trigger landslides, and many other damages. Some parts of Baton Rouge, LA easily get flooded after heavy rainfall over a short period. 

What you need to do

When you discover you are living in a flood zone, how do you prepare to face or fight floods? Lack of preparedness can lead to a slow recovery, which can be stressful and expensive. The Insurance & Financial Services Inc. will help you prepare in advance for an emergency through a proper flood plan. You will need to:

• Understand the level of flood risk in your area
• Prepare your home and property
• Respond when the floods arrive

Before a flood

When it comes to floods, communication is critical. You need to ensure that you have multiple ways of reaching your loved ones. Have a plan in place on how you will get in touch with your family in case of an evacuation. Stock enough supplies, including water. As water floods around your home, you may not be able to go out for a while.

Prepare your home and self

It is essential to be mentally prepared. This way, you can prepare your home and manage floods when they arrive. Preparing your home means buying flood insurance around Baton Rouge, LA as flood policies need at least one month to become active. Check your pipes and drainage and ensure that none is blocked. Have a plumber check and install valves on your pipes to help avoid contaminating your lines with floodwater.

While floods are frequent, they can be destructive and hazardous. Knowing what to do and doing it early can help save your property and loved ones. Consider making a proper flood plan and buy flood insurance as early as possible. If you are not sure of how to go about it, the Insurance & Financial Services Inc. can help you stay prepared. Visit us for inquiries, quotes or new policy discussions.